Pennsylvania P&C Insurance Guaranty Association Assessments for 2019

On December 12, 2019, the Pennsylvania Property and Casualty Insurance Guaranty Association (PP&CIGA) Board reviewed all open Estates handled by PP&CIGA.  The outcomes of this review resulted in the PP&CIGA issuing a partial billing related to the 2017 base year for Healthcare Providers Insurance Exchange (HPIX) and Access Insurance Company in the amount of $15,000,000.

Additionally, the Board approved an assessment reduction related to Midland Insurance Company for the 2007 year, in the amount of $6,000,000.

Lastly, we are happy to report there were no new insolvencies in 2019 being administered by PP&CIGA!

The assessment information for 2019 is being reported in a letter from the PP&CIGA dated December 18, 2019.  All of the current PP&CIGA assessment information can be located at their website:

About the PP&CIGA

According to the PP&CIGA website, “the Pennsylvania Property and Casualty Insurance Guaranty Association (PP&CIGA) is an association of insurers licensed to write property and casualty insurance on a direct basis in The Commonwealth of Pennsylvania.” Subject to statutory limits, PP&CIGA assumes the insurance policy obligations of licensed insolvent insurers in Pennsylvania for residents and/or property located in the state. PP&CIGA obtains funds to meet its obligations by assessing its member companies.

PP&CIGA is not an insurance company – the Association was created to provide limited protection in the event of insurer insolvencies. PP&CIGA may only pay claims that are defined as “covered claims” in the Pennsylvania Property & Casualty Insurance Guaranty Association Act, 40 P.S. §§ 991.1801 et seq., and case law.


Scott A. Esworthy, CPA


Scott is a Principal with BSSF, specializing in the audits of property and casualty insurance entities (P&C) and employee benefit plans. His expertise in these areas extends beyond the Central PA region. Scott and his team serve clients in the Mid-Atlantic Region, with a focus in Pennsylvania, New Jersey, Maryland, Delaware, Virginia, Ohio, and New York.